Imagine your house is not just the place you sleep, eat and store your stuff, but more like a part of your family, with its own unique needs. Ignore those needs, and both you and your home suffer the consequences. But, pay closer attention, and you can find ways to enjoy a more pleasant — and efficient — living environment.

“It’s amazing how much comfort you can provide by spending a few dollars,” says Brian Sloboda, program manager for the National Rural Electric Cooperative Association (NRECA). “You’re going to increase your quality of life.”

Determining what your house needs is job number one. Your heating-and-air system, your appliances, your insulation and even your lightbulbs can affect not only how your home is behaving, but also how much you’re paying to keep it all running.

1: Get a professional home-energy audit

The first step — and the best investment — in any home-improvement project is a professional energy audit. A whole-house energy audit will take a few hours, and evaluate household energy use, how the heating-and-air system is functioning and whether there’s adequate insulation. Using diagnostic tools like a blower door and a thermal imaging camera, an auditor tests for leaks in ductwork and around windows and doors, plus other problems with the home’s “envelope” — essentially, the parts of the house that separate its insulated, air-conditioned interior from unconditioned spaces like attics and crawlspaces.

According to the Building Performance Institute (BPI), a nationwide nonprofit that certifies professional energy auditors, the report you get back can include estimates of what return you might expect on any investments in efficiency upgrades.

Need help finding a professional? Start by asking your electric cooperative for recommended energy auditors — many have their own on staff or can provide handy tools to start your own evaluation. Information also is available from BPI’s website for homeowners at bpihomeowner.org.

• Cost: About $250–$650 for a certified professional, but see what resources your electric co-op offers before hiring on your own.
• Benefit: Making recommended improvements can cut energy use 10 to 40 percent.
• DIY potential: Best to use a certified professional, although do-it-yourself audits can provide basic information.

2: Seal and weatherize your house

You’re paying to heat and cool your home. You can minimize costs and maximize comfort by keeping that conditioned air indoors, where you want it.

“Make sure your house is well insulated and well sealed,” says Alan Shedd, director of energy solutions for Touchstone Energy Cooperatives. “Don’t go install a fancy heating system or pile on a bunch of insulation in a house that’s Swiss cheese.”

Most houses leak 10 percent or more of their conditioned air into attics and crawlspaces, Shedd says.

A handy do-it-yourselfer can tackle simple sealing tasks, such as sealing air leaks around windows with caulk (see video below).

Feel for drafts or look for cracks and gaps around windows and doors, around electrical outlets and light fixtures, where pipes and wires penetrate walls, floors or ceilings, around fireplaces, and where ceilings meet walls. Basic DIY materials like weather-stripping tape, tubes of caulk and spray foam are available at home improvement stores.

If you invested in a professional home-energy audit, you know exactly where air is leaking and what repairs are needed. For fixes outside your skill set — for example, adding insulation or repairing leaky ductwork — ask your co-op for a list of certified contractors or visit BPI’s website.

“An air-sealing and insulation job ranges in cost from $3,000 to $5,000, depending on the materials used,” says John Jones, national technical director for BPI. “A complete, market-based home-performance project — full energy improvements — typically costs between $9,800 and $12,500, depending on the geographic region and the contractor.”

• Cost:  Ranges from a few dollars for weather stripping and caulk to thousands of dollars for whole-house weatherization.
• Benefit: Annual energy savings of 10 to 20 percent, according to the U.S. Department of Energy.
• DIY potential: You can do simple tasks; professionals should handle large-scale insulation or ductwork improvements.

3: Replace your HVAC system

Heating and cooling account for about half of typical household energy costs. Minimize those expenses by upgrading to a more efficient system when your current unit ages out. Expect an HVAC system to last, on average, about 10 to 12 years.

Air-source heat pumps, which draw heat from the air and move it indoors or outdoors as needed, provide efficient heating and cooling from a single unit. Traditionally more popular in milder climates, the older models relied on inefficient backup heating, such as heat strips, when outside temperatures dropped below 40 degrees. But heat pumps have evolved, says Rick Nortz, manager of utility and efficiency programs for Mitsubishi Electric Cooling and Heating.

“The old view of heat pumps was that they don’t work below freezing,” he says. Many modern heat pumps, he says, are designed to be efficient heat sources down to 5 degrees.

For the coldest regions, where a backup heating system is desired, a dual-fuel heat pump can offer auxiliary heat powered by natural gas or propane.

Mini-split heat pumps — highly efficient ductless systems that can be placed where needed in a home — are growing in popularity. They work well for add-on rooms that aren’t connected to existing ductwork or for rooms that stay hotter or colder than the rest of the house. Multi-zone mini-split systems allow different rooms to be set at their own comfort levels, Nortz says.

“That room becomes its own home, with its own thermostat,” he says. And because there are no ducts, there’s no energy lost through leaky ductwork.

Ground-source (geothermal) heat pumps are the most efficient, albeit more expensive, heating-and-cooling option. Drawing heat from stable ground temperatures rather than fluctuating air temperatures, geothermal heat pumps use about 25 to 50 percent less electricity than conventional HVAC systems.

For any heating-and-cooling system, proper installation is essential to reap full benefits of energy-efficient performance. A certified HVAC contractor will do a load calculation to determine what size HVAC unit is right for your house and whether any special adjustments are necessary for your location.

• Cost: Ranges from a few thousand dollars for a single-zone, mini-split system up to tens of thousands to install a geothermal system.
• Benefit: Upgrading to Energy Star® certified heating and cooling equipment can deliver annual energy-bill savings of 10 to 30 percent, according to the Department of Energy; geothermal systems can cut energy use for heating and cooling by 25 to 50 percent.
• DIY potential: You’ll need a trained professional to properly size and install a system for your needs.

3: Replace your HVAC system

Heating and cooling account for about half of typical household energy costs. Minimize those expenses by upgrading to a more efficient system when your current unit ages out. Expect an HVAC system to last, on average, about 10 to 12 years.

Air-source heat pumps, which draw heat from the air and move it indoors or outdoors as needed, provide efficient heating and cooling from a single unit. Traditionally more popular in milder climates, the older models relied on inefficient backup heating, such as heat strips, when outside temperatures dropped below 40 degrees. But heat pumps have evolved, says Rick Nortz, manager of utility and efficiency programs for Mitsubishi Electric Cooling and Heating.

“The old view of heat pumps was that they don’t work below freezing,” he says. Many modern heat pumps, he says, are designed to be efficient heat sources down to 5 degrees.

For the coldest regions, where a backup heating system is desired, a dual-fuel heat pump can offer auxiliary heat powered by natural gas or propane.

Mini-split heat pumps — highly efficient ductless systems that can be placed where needed in a home — are growing in popularity. They work well for add-on rooms that aren’t connected to existing ductwork or for rooms that stay hotter or colder than the rest of the house. Multi-zone mini-split systems allow different rooms to be set at their own comfort levels, Nortz says.

“That room becomes its own home, with its own thermostat,” he says. And because there are no ducts, there’s no energy lost through leaky ductwork.

Ground-source (geothermal) heat pumps are the most efficient, albeit more expensive, heating-and-cooling option. Drawing heat from stable ground temperatures rather than fluctuating air temperatures, geothermal heat pumps use about 25 to 50 percent less electricity than conventional HVAC systems.

For any heating-and-cooling system, proper installation is essential to reap full benefits of energy-efficient performance. A certified HVAC contractor will do a load calculation to determine what size HVAC unit is right for your house and whether any special adjustments are necessary for your location.

• Cost: Ranges from a few thousand dollars for a single-zone, mini-split system up to tens of thousands to install a geothermal system.
• Benefit: Upgrading to Energy Star® certified heating and cooling equipment can deliver annual energy-bill savings of 10 to 30 percent, according to the Department of Energy; geothermal systems can cut energy use for heating and cooling by 25 to 50 percent.
• DIY potential: You’ll need a trained professional to properly size and install a system for your needs.

4: Modernize major appliances

Among your appliances, the two biggest energy users are water heaters and refrigerators, which are nearly always on duty. After that, you might be surprised by another energy hog: consumer electronics.

Think about all the electronic devices plugged into your outlets — many with lights that glow even when the device is not being used — drawing small-but-steady “vampire loads” of energy and adding to your power bill. They include your coffee maker, toaster, phone charger, computer charger, printer, TV, cable box, DVD player and video-game console. A quick walk through the house, unplugging as you go, can save you a few bucks a year on items that only need power when you’re using them.

Water heaters, which keep hot water at the ready for kitchens and bathrooms, are the major household energy users after heating-and-air systems. Saving money here depends on finding the right unit for your home and climate. New efficiency standards instituted for residential water heaters in 2015 ended the use of large-capacity electric-resistance units (over 55 gallons) in homes. An exception was made for grid-enabled water heaters, says Alan Shedd, director of energy solutions for Touchstone Energy Cooperatives, so that homeowners could buy larger heaters to participate in utility load-control programs. To see if such a program is available in your area, check with your electric cooperative.

If you’re not on a tight budget, consider a heat-pump water heater.

“They can cut your water-heating energy costs in half, but they do cost a fair amount up front — probably double,” Shedd says.

Another option to replace a high-capacity water heater is to buy two smaller water heaters, perhaps even installing them closer to where they are needed, he says. The most important consideration is to plan ahead.

“Most times, when a water heater fails, it’s an emergency,” Shedd says. “Nobody wants to be without hot water, so they put in whatever’s on the truck. If you want to upgrade to something more efficient, decide ahead of time.”

Refrigerators are dramatically more efficient than they were two decades ago, Shedd says. “Compared to the 1990s, they probably use half the energy. My computer uses more electricity than my refrigerator does.”

More than a third of American refrigerators in use are over 10 years old, according to the EPA’s Energy Star program. Newer models, especially Energy Star-certified units, use less energy and add less to your household power bill. The program’s website (energystar.gov) has a savings calculator that will tell you just how much money you can save by upgrading.

By the way, that old fridge is still costing you money if you park it in the garage and plug it in there. Recycle it to reduce energy use.

Televisions are bigger and fancier these days; even so, as with refrigerators, new technology makes them more efficient. The same holds for major appliances like washing machines and dishwashers. Age can be your gauge; for appliances more than 10 years old, a newer model, especially one with the Energy Star logo, will use less energy.

• Cost: Hundreds of dollars for major appliances; zero dollars for unplugging energy hogs that are not in use.
• Benefit: Save anywhere from a few dollars up to hundreds of dollars a year.
• DIY potential: You’ll need a professional to install some appliances, but you can unplug small appliances around the house in minutes.

5: Boost your attic insulation

Most homes have insulation. But maybe not enough.

It’s all about the R-value. That’s the number assigned to insulating materials based on how well they resist the transfer of heat. Higher numbers mean more resistance to heat flow and more effective insulation. For attics, recommended R-values range from 30 in warmer climates to 60 in colder regions. North Carolina is split between two zones, so check Energy Star’s online R-value map (energystar.gov) to find your county’s zone.

Older homes are more likely to lack enough attic insulation for peak efficiency, because energy-efficiency standards keep going up and getting higher, according to Alan Shedd, director of energy solutions for Touchstone Energy Cooperatives. “Thirty years ago, R-19 was standard practice.”

What you spend to upgrade your attic insulation will depend on multiple variables, including the type of insulation (fiberglass or cellulose, batts or loose fill, for example), as well as the size of the attic space and the contractor’s labor costs.

• Cost: National averages range from $1,300 to $2,000, depending on home location, attic size and type of insulation.
• Benefit: Reduce your energy bills by keeping heated and cooled air in your living space.
• DIY potential:

  Handy homeowners can add insulation with proper tools, safety gear and precautions, but it’s a job best left to professionals.

6: Switch to efficient lightbulbs

You’re going to change your lightbulbs sooner or later. When you do, why not invest in bulbs that will save energy and create the lighting environment you want in your home?

Since the adoption of new U.S. lighting standards in 2012, manufacturers have replaced traditional incandescent bulbs with technologies that use 25 to 80 percent less energy. Halogen bulbs look pretty much like the old-style incandescents; they’re usually the cheapest options, they’re available in different shapes and colors, and they work with dimmer switches. But they’re also the least energy efficient, and they won’t last as long as CFLs (compact fluorescent bulbs) and LEDs (light-emitting diode bulbs).

LEDs are the most efficient option. They can last 15 to 20 years, and their prices have been dropping, making them more affordable. They also work well with many newer dimmer switches, says Brian Sloboda, program manager for the National Rural Electric Cooperative Association (NRECA).

“There are so many cool things about LEDs — they don’t even have to look like the lightbulbs we’re used to seeing,” he says.

When you’re shopping, pay attention to lumens (the brightness of the bulb) rather than watts, which indicate how much energy it uses. Packaging often refers to the wattage a new bulb can replace—for example, an energy-saving 800-lumen bulb can replace a 60-watt bulb. Look at the lighting-facts label for details about the bulb’s lumens, estimated yearly energy cost and lifespan, and the lighting color. Energy Star-certified bulbs can deliver the brightness you want while using 70 to 90 percent less energy.

• Cost: A few dollars per bulb.
• Benefit: Save about $50 per year by replacing 15 traditional incandescent bulbs with more efficient energy-saving lightbulbs.
• DIY potential: You can handle this.

7: Install a smart thermostat

Early versions of programmable thermostats were hailed as tools that would help homeowners save energy and money and increase home comfort, all by tailoring thermostat settings to daytime, nighttime, weekend and vacation schedules. And they did — but only for those who bothered to manually program them.

Enter the newer smart thermostats (sometimes called Wi-Fi thermostats). They connect to the internet, can be controlled from an app on a mobile device, and, best of all, are designed to learn your home’s habits, so they can handle the programming with little hands-on labor by you.

Still evolving, some newer models include sensors to detect when people are in the house, so they can reduce energy use when no one is home. Some offer multiple sensors to place around the house, so the app can tailor temperatures to different rooms. Some even feature Amazon’s Alexa voice-activated virtual assistant, which can control an array of smart-home devices in addition to the thermostat.

Thanks to the internet connection and remote-control options, smart thermostats are ideal for use in electric cooperative load-control programs. Across the country and here in North Carolina, electric co-ops are testing new programs that use this technology to help members save energy and help co-ops reduce demand.

• Cost: Products range from about $170 to $250.
• Benefit: Manufacturers estimate annual savings of 9 to 23 percent on heating and cooling costs.
• DIY potential: Video and written instructions can guide you through installation and Wi-Fi set-up.