Financing a More Energy Efficient Home with ElecTel

Looking to make your home more comfortable and energy efficient but not sure how to cover the upfront cost? Four County EMC members have a powerful option through ElecTel Cooperative Federal Credit Union, the financial cooperative created by and for electric cooperative members.

Community Impact

ElecTel’s Energy Efficiency Loan Program helps members finance home upgrades that lower energy use and save money over time. With low fixed rates, up to 100% financing (including taxes and installation), and flexible repayment terms, ElecTel makes it easy to invest in long-term improvements.

Eligible projects include:

High-efficiency electric heat pumps
Weather stripping, insulation, windows, and doors
Electric or solar water heaters
Energy Star certified appliances
Backup generators and other energy-related upgrades

Because ElecTel is a not-for-profit credit union, its focus is on helping members, not shareholders, reach their goals affordably. That means more savings stay in your pocket each month.

Whether you want to reduce your energy bills, improve comfort, or prepare your home for the future, ElecTel can help you get there.